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翻訳と辞書　辞書検索 [ 開発暫定版 ] スポンサード リンク Durbin Amendment ： ウィキペディア英語版 Durbin Amendment The Durbin Amendment, passed as part of the Dodd-Frank financial reform legislation in 2010, required the Federal Reserve to limit fees charged to retailers for debit card processing. The amendment was a last minute addition added by Illinois Senator Richard Durbin, after whom the amendment is named. After the rule to limit fees went into effect, a coalition of merchants sued the Federal Reserve. The rule to limit fees was upheld when the Supreme Court denied petition for certiorari in 2014. ==Background== Interchange fees are paid to banks by merchants for the privilege of accepting payment cards. Merchants and card-issuing banks have long fought over these fees. Prior to the Durbin Amendment, card swipe fees were previously unregulated and averaged about 44 cents per transaction.〔Gordon, Marcy. ("Judge strikes Fed's cap on debit 'swipe' fees" ), ''USA Today'', Washington, 31 July 2013. Retrieved on 5 March 2015.〕 Merchants lobbied heavily for a rule to limit debit card swipe fees.〔Mattingly, Phil. ("How Wal-Mart Swiped JPMorgan in $16 Billion Debit-Card Battle" ), ''Bloomberg News'', 27 June 2011. Retrieved on 5 March 2015.〕 They accomplished this when the Durbin Amendment passed with the Dodd-Frank financial reform legislation on July 21, 2010.〔Chen, Tim. ("What the Durbin Amendment Means for You" ), ''U.S. News & World Report'', 12 July 2011. Retrieved on 5 March 2015.〕 This was considered a major loss for banks, who receive billions of dollars a year in income from swipe fees.〔Mui, Yan Q.. ("Fed to face judge over swipe fees" ), ''The Washington Post'', 20 August 2013. Retrieved on 5 March 2015.〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Durbin Amendment」の詳細全文を読む スポンサード リンク 翻訳と辞書 : 翻訳のためのインターネットリソース Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.